This review is for the Justice Federal Credit Union Visa Gold Card. The card is one of five different credit cards issued by the Justice Federal Credit Union. In addition to the Visa Gold Card, Justice FCU also makes available the Visa Platinum, Visa Classis, Visa Secured and Student Visa cards.
The credit card chaser can help pinpoint which card is best for you by showing you online credit cards!
Justice Federal Credit Union Visa Gold Card Details
The Justice Federal Credit Union Visa Gold Card does not charge an annual fee, and has a special introductory offer available with an annual percentage rate of just 6.9% for the first 180 days that you have the card.
After the first 6 month, the APR increases to 13.9%, but this is a fixed rate and will not increase as long as you make your payments on time.
The credit limits for a Justice Federal Credit Union Visa Gold Card range from $500 up to $40,000.
Of the five cards offered by the Justice Federal Credit Union, the Visa Gold card?s annual percentage rate is the second lowest, as the Visa Platinum card has an APR of 11.9% once the promotional period ends.
The Visa Classic offers an APR of 16.9%.
Justice Federal Credit Union Visa Gold Card Benefits
The Justice Federal Credit Union Visa Gold Card allows you to take cash advances from almost any ATM in the world, and is accepted anywhere the Visa logo is displayed.
Cardholders can get overnight emergency card replacement, and are entitled to a zero liability policy where they are not responsible for any purchases made that were unauthorized and after the card was reported lost or stolen.
Since the card is offered by Visa, you can make purchases online safely and easily using the verified by Visa program.
Justice Federal Credit Union Visa Gold Card Bottom Line
With five different choices of cards, choosing one from the Justice Federal Credit Union can be confusing. However, the best approach is to look at the card benefits and determine which one is best for you.
For example, both the Visa Platinum and Visa Goal have credit limits of to $40,000, while the maximum credit available for the Visa Classic is $5,000. In addition, the Visa Secured is a good choice for someone with poor or no credit that is looking to rebuild.
The student card has a very low credit limit and is best for a college student. A good site for students to learn how to use credit wisely is http://www.collegeboard.com/.
Need to find the right card? Use our credit card chaser to compare credit cards right now!
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Source: http://www.creditcardchaser.com/justice-federal-credit-union-visa-gold-card/
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